Welcome, The Finance is a free and helpful resource on issues of personal financesubjects, such as loans, mortgages, credit ratings, insurance policies, banking, credit cards, investments, pensions, retirement plans, 401k and other financial products.

  • EFFECT OF INSURANCE

    Insurance can have various effects on society through the way that it changes who bears the cost of losses and damage. On one hand it can increase fraud, on the other it can help societies and individuals prepare for catastrophes and mitigate the [...]
  • CAPITAL BUDGET

    This concerns proposed fixed asset requirements and how these expenditures will be financed. Capital budgets are often adjusted annually and should be part of a longer-term Capital Improvements Plan.[...]
  • INSURE YOUR HOME AND PROPERTIES

    Home insurance provides coverage for damage or destruction of the policyholder's home. In some geographical areas, the policy may exclude certain types of risks, such as flood or earthquake, that require additional coverage. Maintenance-related issues are typically the homeowner's responsibility. The policy may include inventory, or this can be bought as a separate policy, especially for people who [...]
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Thursday, September 30, 2010

CAPITAL

Posted by World of Entreprenuer On 4:58 AM No comments

Financial capital Capital, in the financial sense, is the money that gives the business the power to buy goods to be used in the production of other goods or the offering of a service. The desirability of budgeting Budget is a document which documents the plan of the business. This may include the objective of business, targets set, and results in financial terms, e.g., the target set for sale, resulting cost, growth, required investment to achieve the planned sales, and financing source for the [...]

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Corporate finance

Posted by World of Entreprenuer On 4:49 AM No comments

Corporate finance Managerial or corporate finance is the task of providing the funds for a corporation's activities. For small business, this is referred to as SME finance (Small and Medium Enterprises). It generally involves balancing risk and profitability, while attempting to maximize an entity's wealth and the value of its stock. Long term funds are provided by ownership equity and long-term credit, often in the form of bonds. The balance between these elements forms the company's capital [...]

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Personal finance

Posted by World of Entreprenuer On 4:44 AM No comments

Personal finance Questions in personal finance revolve around How much money will be needed by an individual (or by a family), and when? How can people protect themselves against unforeseen personal events, as well as those in the external economy? How can family assets best be transferred across generations (bequests and inheritance)? How does tax policy (tax subsidies or penalties) affect personal financial decisions? How does credit affect an individual's financial standing? How can one plan [...]

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Overview of techniques and sectors of the financial industry

Posted by World of Entreprenuer On 4:39 AM No comments

An entity whose income exceeds its expenditure can lend or invest the excess income. On the other hand, an entity whose income is less than its expenditure can raise capital by borrowing or selling equity claims, decreasing its expenses, or increasing its income. The lender can find a borrower, a financial intermediary such as a bank, or buy notes or bonds in the bond market. The lender receives interest, the borrower pays a higher interest than the lender receives, and the financial intermediary [...]

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Finance

Posted by World of Entreprenuer On 4:35 AM No comments

Finance is the science of funds management. The general areas of finance are business finance, personal finance, and public finance. Finance includes saving money and often includes lending money. The field of finance deals with the concepts of time, money, and risk and how they are interrelated. It also deals with how money is spent and budgeted. One aspect of finance is through individuals and business organizations, which deposit money in a bank. The bank then lends the money out to other individuals [...]

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THE FINANCE

Posted by World of Entreprenuer On 4:34 AM No comments

Finance is the science of funds manageme [...]

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